Pension Shortfall Funding using RCAs

Ending Pension Inequity


Founded in 1986 following the introduction of Retirement Compensation Arrangements (RCAs) in Canada, Retirement Compensation Funding was established to address pension shortfalls that traditional plans could not solve. From the outset, the firm worked closely with actuaries, pension consultants, and insurers to develop compliant RCA funding structures, becoming an early specialist in this emerging area. Over more than three decades, RcF has focused exclusively on the design, administration, and funding of supplemental pension arrangements, supporting advisors and their clients across Canada.