The OPTIMIZER - Insurance Funded Supplemental Income Enhancer

• PENSIONPlus
• PENSIONPlus GIF
• The Annuitizer
• The Optimizer
• OPTIMIZERPlus
• PENSIONWrap

Is your employer giving you only a 30% pension entitlement, and the RRSP provides another 30% of average pre-retirement income. 

How will you make up for that 40% difference in your retirement income?

The Solution:

Annual contributions are made to The OPTIMIZER to cover the projected 40% shortfall to ensure the required after-tax withdrawals are met.  A Secular Trust can be used with The OPTIMIZER.  All pension funding options under the Income Tax Act must be used before The OPTIMIZER.