| Funding Solutions | PENSIONPlus™ | |
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| | PENSION Plus™ - Insurance Funding for RCAs |  |
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| | | The Situation: |
| | Are you an owner or key employee of a business? Have you maximized your RRSP contributions? Are you concerned that your RRSP’s will not provide an adequate pension? Are you looking for a 100% tax deductible solution for your pension needs? |
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| | | The Solution: | |
| | | The RRSPWrap™ (or IPPWrap™ / MPPPWrap™) ‘wraps’ an Retirement Compensation Arrangement (RCA) around the RRSP, MPPP, IPP and/or other registered pension plans to fund the difference between an appropriate pension and income from registered pension. RCFs specially configured PENSIONPlus™ is an insurance funded RCA that provides unreduced spousal benefits at the same cost of funding primary benefits and/or pre-retirement death benefits, a corporate trustee at reduced rates and, eliminates the tax concerns associated with using Split Dollar or Shared Ownership Arrangements with RCAs. | |
| | (The PENSIONPlus™ History) | |
